Advantages of Buying in Bulk

Personal Finance

Going to the grocery store can be a frustrating experience for those who are on a tight budget. The money just doesn’t seem to go as far, and you seem to be getting less than ever in that grocery cart. While couponing can certainly help, you might want to consider the benefits of buying in […]

Five Harmful Money Mindsets that Keeps Giving You Financial Management Problems

Budgeting

Having the right mindset about money and finances is very important for a sound personal financial management. Negative and harmful psychology about the way you handle your money can keep you in financial woes. For successful money management, you need to get rid of these harmful thoughts. Some harmful money mindsets have already been embedded […]

Start Saving Using Coupons

Frugality

Whether you are trying to run a large household, or you are single and just trying to save a few bucks each month, coupons can make a real difference for you. Most people like the idea of coupons, but they don’t do much beyond remembering to bring the occasional coupon with them to the store. […]

Using Leverage to Make Money Off of Forex

Personal Finance

Have you ever heard of the Forex market? Forex refers to the trading of currencies. Most people don’t realize it, but the Forex market is actually the world’s largest financial market, worth far more than any stock or futures exchange. It is also the world’s most liquid exchange and trading is literally conducted 24/7. Most […]

Saving Money by Buying in Bulk

Personal Finance

Do you know how retail stores, such as Target and Walmart, are able to make money? They buy goods in huge quantities, and are thus able to pick up the goods quite cheaply. Then they sell the goods in smaller quantities to customers after marking up the price, often by 50 percent or more! Buying […]

Saving Money without Sacrifice

Personal Finance

We all want to save money, but we don’t want to give up the things we love. In this article, we will show you some ways you can painlessly save money. In most cases, we aren’t asking you to sacrifice much, but instead to use smart planning to focus on buying what you actually want […]

Planning for Your Retirement: It’s Never Too Late

Retirement Planning

Retirement? How can you think about retirement when you’re having trouble paying your mortgage and you’re about 30 days from the curb? Your job is a little shaky right now too. On top of that, you just had to drain your savings for an emergency. Fortunately, even if you’re having a boatload of financial problems, […]

Are Points Pointless or Valuable? Credit Card Incentives Unmasked

Credit Cards

When it comes to credit cards, scoring points is the name of the game. You don’t score points if you don’t spend money. And, sometimes, the points can be at least as valuable as what you happen to be charging to the card. Here’s how point work, and how to decide whether or not the points […]