Comments on: 3 Simple Rules for Curbing Your Credit Card Use

By: Julius A. Titus

Julius A. Titus — Thu, 24 Dec 2009 12:15:35 +0000

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By: Money Funk

Money Funk — Thu, 03 Dec 2009 20:13:55 +0000

Nope, don’t like the smell of burning plastic. That’s why I don’t allow them in my wallet and cut them up into tiny pieces. And when it comes to online purchases, I find sites that take paypal. And if I ever did use a CC on a website, I make sure that I don’t store the information for later purchases.

There is no need for credit cards, especially when I am debt free.
Money Funk´s last blog ..5 Winter Hearty Soups

By: Friday Finance Round Up – Black Friday Edition | Redeeming Riches

Friday Finance Round Up – Black Friday Edition | Redeeming Riches — Fri, 27 Nov 2009 20:15:56 +0000

[...] 3 Simple Rules to Curb Your Credit Card Use [...]

By: Black Coffee: My Favorite Blogs, Money News & Opinions #23

Black Coffee: My Favorite Blogs, Money News & Opinions #23 — Thu, 26 Nov 2009 03:16:51 +0000

[...] Riches – If you are planning to shop on Black Friday, Jason’s article highlighting three simple rules for curbing your credit card use will definitely come in [...]

By: Jason

Jason — Wed, 25 Nov 2009 20:08:17 +0000

Good point Len! Even if we only did that one you suggest we’d cut down our card usage immensely!

By: Len Penzo

Len Penzo — Wed, 25 Nov 2009 18:54:10 +0000

Good list, Jason. May I add #3a: Ask yourself if you are going to be able to pay off your credit card charge at the end of the month.

If not, then you probably shouldn’t make the purchase!

Len
Len Penzo dot Com
Len Penzo´s last blog ..Talkin’ Turkey: Evaluating My Thanksgiving Dinner Scorecard

By: Jason

Jason — Tue, 24 Nov 2009 14:35:51 +0000

Great idea Miranda – take it out as you go is a great way to help cut out the risk of racking up some huge balance on the cards!
Jason´s last blog ..What is True Wealth?

By: Miranda

Miranda — Tue, 24 Nov 2009 14:05:23 +0000

One way I curb my credit card use is to take the money out of my checking account. I’m going to write a check to cover what I spent that month anyway, so I might as well pull it out of the checking account. And then I see how much I’m really spending…
Miranda´s last blog ..What Do You Want Your Children to Get This Holiday Season?

By: Jason

Jason — Mon, 23 Nov 2009 16:34:57 +0000

Kevin – It’s easy to get off track when we focus on too many things at once. Especially when there’s a lot of things that need to be changed, we often want to do a complete overhaul instead of knocking one thing out at a time.
Jason´s last blog ..9 Habits Of The Debt-Free Credit Card User

By: Kevin@OutOfYourRut

Kevin@OutOfYourRut — Mon, 23 Nov 2009 14:39:02 +0000

“Instead, try to focus on changing just one or two things. Once you master those then you can move on to the next steps.”

Well put. We can only handle so much change to our habits and routines at one time. Master one before moving to another. Multi tasking is not only over-rated, it’s also counterproductive most of the time.
Kevin@OutOfYourRut´s last blog ..What Career Will You Have in “Retirement”?