November 2010

How to Organize Your Finances

Budgeting
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4 Tips to Help Organize Your Financial Life Taking a Saturday afternoon to organize your personal finances, especially when the sun is shining outside or your favorite team is playing on the television, doesn’t exactly sound appealing to most of us. However, organizing your personal finances is an important project, and once you create an […]

Happy Thanksgiving – And 5 Simple Things

Book Reviews
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I didn’t get a chance to wish you a Happy Thanksgiving yesterday – but that was mainly due to the fact that we were hosting our first Turkey Day celebration, and of course, we were a little busy. I’m glad to say that 1) We survived, and 2) It turned out to be a very […]

What You Need to Know About Tax Deductions and Tax Credits (And Why It Matters)!

Personal Finance
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In the course of preparing tax returns over the last few years, I have heard people confuse the concepts of tax credits and tax deductions. What’s worse is that I’ve even seen various financial writers and bloggers misuse the terms when performing various types of analysis involving taxes. Let’s take a look at the difference. […]

4 Online Shopping Tricks to Cut Holiday Costs

Saving Money
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The holidays are upon us! And while it’s most definitely a joyful time of year, the realities of holiday shopping can be stressful. Crowded malls, long gift lists, and limited budgets just scratch the surface, but there’s hope: the Internet is here to help. And while you probably can’t buy everything on your list online, […]

Office Guy Movie Round Up: Using Coupons on a First Date!

Round Ups
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To make things a little more fun with Round Ups, I’m trying a new format for my posts! Each time I post one of these Round Ups, I will choose one post as the feature! I will also try to make a little movie about the post with Office Guy! Xtranormal.com is a Text-to-Movie format where you […]

Do You Need Renters Insurance, or Will Your Landlord Cover You?

Insurance
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What Is Renters Insurance? Renters insuranceis similar to homeowner’s insurance in that it provides coverage in the event of a fire or another catastrophe. Most renter insurance policies also provide personal liability coverage so that you are protected should someone be injured on your property. Renters Insurance Coverage Options & Cost There are two basic […]

3 Powerful Ways to Maximize Your Credit Card Rewards

Credit Cards
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If you don’t pay off your credit cards in full each and every month, there’s no point in using them… The credit card rewards and benefits won’t outweigh the finance charges. However, if you’re the type of person that always pays your balances off in full, there’s some serious money to be made through their […]

Rent-A-Center (RAC) Room Remake Sweepstakes & $50 Visa Gift Card Giveaway

Miscellaneous
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Have you wanted to do a room makeover, but said, “forget it” because it’d probably cost too much? Well, here’s your chance to remake that room without paying a dime!! Making over a room or a space in your home can be tedious, costly and demanding. During the next three weeks, Rent-A-Center (RAC) is hosting […]

What You Need to Know About a 1031 Exchange

Taxes
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Tax Free Exchange (1031 Exchange) Explained Normally, when you sell investment property, and realize a gain, you must pay taxes on that gain. However, if you are replacing that property with another one of equal or greater value, you may be able to classify it as a tax free exchange, otherwise known as a 1031 exchange. Be […]

Helping the Poor – How Eager Are You?

Personal Finance
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Why is it that we tend to be very charitable toward people, as long as it doesn’t get messy!? The vast majority of American Evangelicals don’t mind giving whatever change they have in their pockets to a homeless person, just so they’ll leave them alone. Or, they’d simply rather write a check to the church so the clergy can do […]

What is the Best Credit Card For You?

Credit Cards
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The best credit card?  Well, it depends of course… Who doesn’t want a travel rewards card that spits out free flights and has a 24 hour concierge? And who doesn’t want a low APR card with no fees and unlimited 0% balance transfers? Unfortunately nothing like this exists. Out of the thousands of credit cards […]

Is Your Car a Luxury or a Necessity?

Personal Finance
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Can You Cut Car Costs by Going Car-Less? When we typically think of needs, food, water, and shelter comes to mind. However, many will also list a car as a need. I’ve never really questioned that assumption, until recently. Since I began writing about personal finance, I’ve come across a lot of articles that suggested […]