December 2010

Giving Christmas Gratitude to Our Troops

Personal Finance
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Bringing Christmas Cheer to Soldiers and Their Families Traditionally a time of joy, Christmas is a heavy time for those who have family members deployed in the military. My family has been touched with this dilemma as well; my friend’s brother has twice been deployed during the holidays, and it made celebrating Christmas hard for […]

The Ultimate Procrastinator’s Guide to Last Minute Gift Ideas

Personal Finance
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If you are looking for some gift ideas with 4 days left until Christmas, you are the ultimate procrastinator!  But, you’re in luck. Here’s a few things for the procrastinator to keep in mind: Stay calm Make a list of who you need to buy gifts for Check it twice Then check Amazon for some […]

5 Ways Your iPhone Can Save You Money

Saving Money
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You may think that purchasing a new mobile phone worth several hundred dollars in order to become more frugal with your money is tough to justify, but often frugality is tough to implement because you need to be vigilant in every aspect of your life. With a host of frugal tools at your fingertips on […]

How to Stay Within Your Christmas Budget

Budgeting
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  Yes, I know that it’s already the middle of December! However, my experience tells me that most of you have not done your Christmas shopping as of yet. That means that you still have time to ensure that you do not damage your finances during the holiday season. Here are a few tips to […]

How Social Media Can Save Your Finances

Personal Finance
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Recently we wrote about how social media can ruin your finances.  But, what about the flip side?. Can we use social media for financial help?  Can it really help us save money, become more frugal, and help us be more successful with our finances? There are plenty of ways that we can use social media to help […]

3 Reasons You Should Cancel Your Credit Cards and Ignore Credit Scores

Credit Cards
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Many financial planners and credit score experts recommend that you do not cancel your credit cards because doing so will lower your credit score. While they are technically correct, I am not listening to conventional wisdom. In fact, I am cancelling my credit cards largely because I have always had more credit cards in my […]

How Social Media Can Ruin Your Finances

Personal Finance
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Social media is all the rage for spending time online these days.  Facebook has over 500 million users and Twitter’s micro blogging service is maintaining their hot trend. If you are not using one of these services you are now in the minority.  These social media services seem to be running our lives, which isn’t a bad thing […]

How to Create a Generous Budget

True Wealth
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You’re out to eat for a nice meal and you strike up a conversation with the server.  You come to find out she’s a single mom, works two jobs to make ends meet, and is going to school to get ahead. Your heart goes out to her, but what do you do? You’d love to help, […]

What the Tax Cut Extension Means For You

Taxes
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The White House issued a fact sheet that explained the benefits of the tax cut extension in more detail. Here’s a broad overview of the four main benefits as outlined by the White House: 1. Payroll Tax Cut for Workers This would include a 2% payroll tax cut for employees, which would result in tax relief […]

Should You Use a Real Estate Agent When Selling Your Home?

Personal Finance
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It can be very tempting to try and sell your home yourself since you will save money the real estate fees. Many people consider doing it this way but then drop the idea once they find out how complicated selling your home really is, and why a real estate agent is necessary. Selling your home professionally […]

Earn Money Online by Selling Coupons on Ebay

Personal Finance
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In today’s economy, being frugal and clever is more important than ever. Everyone knows you can save money by using coupons on items you frequently purchase. Some folks have maximized their coupon use and turned couponing into an art form by combining sales, manufacturer’s coupons, and store coupons to get household items for almost nothing. But did […]

How to Develop the Right Perspective For Helping Others

True Wealth
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With Thanksgiving having now passed and Christmas fast approaching, many people will offer well wishes to others. You will hear many cries of  “Happy Holidays” and “Merry Christmas” over the next month or so. I’m not sure if it’s the eggnog, pretty lights, or the prospect of getting great gifts, but we probably smile more […]