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The #1 Money Myth You (Probably) Fall For – And How to Overcome It

by Jason on March 9, 2011

Money myths are all around us.

From “Smart people are wealthier” to “Giving money away will hinder you financially” to “Buy term and invest the rest“.  Money myths have a way of making their way into society and becoming socially accepted beliefs without an understanding of the truth.

But there is one money myth that seems to permeate society, especially in the West, where the American Dream dominates culture.

The #1 Money Myth – Ownership

The one myth so many of us fall for is that of ownership. What I mean is that we too often think that our home and cars are ours.

I’m not talking about you having a mortgage and technically the bank owning your home.  What I’m referring to is the fact that nothing we have in this life is really ours!

The tendency for many Christians is to think that what we give to God in the form of an offering is His, and everything else is ours – that we can do whatever we please with our money.

This is simply dead wrong.  Nothing is ours. Our houses, cars, and clothes are not ours.  We may have bought them with money we worked for, but let me ask you – where did your job come from? Who gave you the health to perform your job duties?

Everything we own is God’s.  It is only by His grace that we have what we have.

Overcome the Ownership Myth Through Stewardship

The best way to overcome our ownership issue is understanding that we are stewards of what God has given us.

Nothing is ours – we own nothing in this world, we are simply managers.

Let’s ask ourselves, “If everything is God’s, how should we manage the money and possessions we have?”

We already know what the answer is.  Jesus says,

Lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal. Matthew 6:20 ESV

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