January 2012

12 Homemade Valentines Day Gifts

Frugality
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Before you rush to the grocery store to pick up another cheap bunch of flowers (you know who you are) take a look at these homemade Valentines Day gift ideas.  Forget the idea that Valentines Day gifts needed to be expensive?  Whether you’re looking to make a thoughtful gift for your girlfriend/wife or just need […]

Personal Loans Making a Comeback

Credit
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Following several years of very strict lending, several lenders and banks across the country have begun to open up their wallets and make it simpler for consumers to get approved for unsecured personal loans. According to SmartMoney.com, TD bank has reported a 6% increase in the amount of personal loans issued in 2011 while SunTrust Bank reports a 25% increase! In […]

Home Insurance and Thatched Roofs

Insurance
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A cosy country cottage with a thatched roof is a very appealing buy if you’re looking for a rural home. Before you fall in love with one, it’s wise to think about how to maintain and insure such a special house. Fortunately, some specialist Home Insurance policies do cover unusual properties such as those with […]

3 Excuses People Use To Avoid Couponing

Personal Finance
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I used to be the person that jumped at an excuse for my reasons not to coupon.  “It’s a waste of time.”  “You can find good deals without coupons.”  I’ve said it all. It wasn’t until last year when my wife and I saw how foolish we were being.  We were leaving so much money […]

Comparing the U.S. Economy to Australia

Credit Cards

Are you under the impression that consumers all over the world generally adhere to the same consumer banking practices? If so, you are way off. And By comparing consumer banking practices in the United States and Australia, you will quickly see that there are some major differences. This does not mean that one country is […]

4 Easy Ways to Winterize Your Car & Get Ready for Winter Driving

Miscellaneous
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As fall begins to fade and hints of frost can be seen on the ground each morning, it’s time to think about winterizing your car. Regular car maintenance can increase the life of your vehicle and save you a lot of money over time. Check out these four simple ways to ensure your car makes […]

3 Resources if You Need a Loan

Personal Finance

I remember hearing a statistic in on the podcast ‘Freakonomics’ that said over half of Americans would have trouble coming up with $2,000 if they needed it in 30 days.  That’s a lot of people who don’t have sufficient savings.  Most financial experts would tell you to have an emergency fund of three to six […]