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I Can’t Tithe Because I Have No Money

by Redeeming Riches on March 5, 2012

What is tithing? In its simplest form, tithing means to give a tenth of your income to God. This is usually given to a church, but in some cases it is given to para-church organizations that meet the spiritual needs of the giver.  Tithing is both an act of faith and a response to God’s guidelines for success.  In the book of Malachi, God actually says that we can “test” Him by tithing.

Malachi 3:10 says – “Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this” says the LORD Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it.”

You might be saying, “I can’t even pay my bills, how could I possibly tithe?” and if that is you, I am not telling you to not pay your bills. I am also encouraging you to not give in to any condemnation, especially if it’s coming from your church leaders.  God is not a God of condemnation – ever – so if you feel condemned for not tithing, that most likely guilt from a pastor who doesn’t understand grace.  If you have a heart to tithe, then I am confident God will show you how to correct your situation in order to become a tither and an abundant giver.

Here are some simple steps to getting in a position to tithe:

  1. Pray. Ask God specifically for wisdom with your finances. He may show you areas where you can decrease your expenses or increase your income.
  2. Look at Your Budget. Now that you have prayed, you can see your budget with a different perspective. If you are in a position where your budget isn’t working, the answer is simple. You have to cut expenses and/or increase income. There is no other solution to fixing a budget (whether it’s a personal or business budget.)
  3. Take Small Steps. Even if it’s just giving $1, just getting into the habit of giving will prepare you for giving more. Eventually, you will be able to increase it, but keep the goal in mind of reaching 10% of your income. I have even heard stories of people who put in an empty envelope as a tithe and wrote on it “I am doing this in faith that I will soon have money to put inside.”
  4. Make a Sacrifice. Find something you can cut out of your budget and honor God with that money. Maybe it’s a movie night or a dinner out. I truly believe God will honor those types of small beginnings.
  5. Be Thankful. Often the key to getting more is being thankful for what we already have. Make sure every day when you get up and before you go to bed, thank God for what you have and for what you are expecting to have (thanking Him in advance is another act of faith.)
  6. Seek Opportunities. Opportunities are all around you. As you find opportunities for additional income, make sure to tithe the full 10% off of that money because it’s money you were not expecting, so you won’t miss the 10%. Plus, God will honor you for being faithful in your tithing.

Do You Really Have to Give 10% To God?
The tithe was established in the Old Testament so some might say it is under the old covenant and we no longer have to give 10%.  In fact, 2 Corinthians 9:7 says “Each man should give what he has decided in his heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.”  I say test God; make it a goal to give 10% and see what happens.
Guest Post by Anthony Kirlew – a serial entrepreneur with a passion for helping people manage their personal & business finances. He is the Founder & Chief Strategist of AKA Internet Marketing, a full service Internet Marketing Firm and manages a personal finance blog called Fiscally Sound.

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