October 2012

2013 Roth IRA Contribution Limits Explained

IRAs

If you plan on making contributions to your Roth IRA or opening a Roth IRA account, you will need to know about updated 2013 Roth IRA contribution limits and income limits. Failing to know about these limits can lead to unexpected taxes and possibly penalties when you attempt to withdraw money from the account. Many […]

Retiring Rich Retiring Successful

401ks

Retiring should be a relaxing time when we say goodbye to the 9-5 and enjoy the fruits of our labour. Planning ahead, saving early, and deciding what kind of legacy you wish to have are all easy ways to enjoy your retirement with success. Keep your mind and body active once you finish regular work […]

5 Reasons Why Leasing a Car Makes Sense

Personal Finance

Leasing a vehicle allows you to temporarily drive a car without actually owning the vehicle. You make payments to borrow the car; and you return the car to the company after the period is complete. Leasing terms are usually shorter than five years, and the monthly payment amount is lower than a car loan. Your […]

Where To Find High Yield Checking

Investing

There was a time when you opened a checking account, and the bank not only gave you a toaster, but paid you interest on your account. The rate wasn’t as much as a savings account, but it was still reasonable. It was seemingly a fair deal. After all, the bank was lending your money to […]

How To Make Money With Your Savings

Investing

There are many ways that people can make money with their savings. The easiest way is to leave the money in a bank savings account, although it will earn a tiny amount. A way to earn slightly more while keeping your savings safely in the bank is getting certificates of deposit. At the end of […]

How To Make Money with CFDs

Making Money

You might like the idea of trading on the financial markets, but you don’t want to actually have to buy and sell stocks, shares or currency. Fortunately, there are other alternatives that are just as profitable. One of these is the CFD. A contract for difference is a contract whereby a buyer and seller agree […]

Spread Betting and Conventional Share Trading Compared

Investing

Spread betting is illegal in all but four of the United States, but moves are afoot to neuter the Professional Amateur Sports Protection Act of 1993 that prevents it, so this might change. Spread betting with such a service as Cantor financial betting and conventional share trading are two ways to make money from the […]

How Much Student Loan Debt To Take On

Investing

Ideally, none, but let’s be serious. In 2012 and beyond, just about everyone will have student debt…it’s only a matter of how much. Half of all graduating students now have student debt, according to the College Board. Your total student debt should not surpass what you expect to earn your first year out of college. […]