January 2013

5 Top Tips For Saving When It Snows

Personal Finance

It’s that time of year again when we’re all anticipating the first big snowfall of the winter, although a bit later than normal, it still comes with the usual mix of excitement and dread. Whether you’re itching to go out and build a snowman with the kids or cursing the revised train timetable, we can […]

Should You Use Retirement Savings to Pay Off Debt?


Are there times when you should consider using some of your retirement savings to pay off your debt? Liquidating retirement assets should never be taken lightly, but I do think there are times when doing so is the right course. Here are a few. Survival vs. Retirement If your survival is at stake, this is […]

Why Stocks are a Risky Long Term Investment


Investment professionals have a love-hate relationship with stocks, and it’s easy to see why. The market as a whole cannot be predicted and it cannot be controlled. In general, those who invest in the stock market see gains–but many more lose everything, and it’s impossible to predict when the market will crash or when it […]

Paying With Cash VS Credit Cards – A Different Take

Credit Cards

What, another article debating the pros and cons of cash versus credit cards? Yes. And no. I’d like to take a look at this topic from a different angle. Sometimes the reasons we use one product or service has less to do with dollars and cents than it does with non-financial reasons. That’s how I’d […]

Do You Lend Without Expectation of Repayment?


This is a scary topic isn’t it? Lend, and without expectation of repayment? That’s just not how we do things! After all, this is America—in the 21st Century—and we have laws! So does God. And one of his directives to us is to lend without expectation of repayment; consider the following: ”But love your enemies, […]

Why Credit Cards for Bad Credit are Your Greatest Credit Repair Tools

Credit Cards

If you’re not sure where to begin rebuilding your credit score, consider opening up a credit card for people with bad credit. We know what you’re probably thinking: ‘He’s joking, right?’ Believe it or not, one of the most simple ways you can start the process of repairing your poor credit is by opening a […]

5 Helful Tips for Saving Up for that Dream Vacation

Personal Finance

Have you been dreaming of spending a week in Hawaii? How about a weekend on the ski slopes in Aspen? Regardless of what type of dream vacation you have in mind, you know one thing to be true – it is going to cost some money. While money may not be the only thing holding […]

Eight Ways to Sell a Used Car

Personal Finance

When it’s time to buy a new car, do you get a bit lazy? By lazy, I mean do you just plan to turn your old car over to the dealer as a trade-in then trust that it will all work out for the better? There’s no doubt, it is easier to trade in your […]