Get Landlord Insurance

by Redeeming Riches on June 10, 2013

When you have a property portfolio it is important to keep all your insurances up to date and to take out the correct cover. It doesn’t matter whether you only let your properties out to family or friends you will need to have specialist landlord insurance to protect your investment properties. With adequate insurance cover, as a landlord you will have the peace of mind, knowing that your property portfolio is safe.

If you are looking for a landlord insurance quote then it is easy to go to a provider’s website like AXA landlord insurance page and request a quotation. When you buy your insurance online there is often a discount that can be applied too, so look out for these.

If you have a large property portfolio then landlord insurance by some insurers will cover you for up to 10 properties. There is also cover that will insure you for rehousing current tenants if there was a fire or flood and the property had to be evacuated until repair could take place. There is also cover for underground pipe and cables along with glass and key replacement cover. Nevertheless, there is cover for any wasp and hornet nests that may need to be removed from the property, so you see it is a very comprehensive cover that landlords get.

As we all know properties are mainly unique and come in all sorts of shapes and sizes, that’s why you need to tailor your landlord insurance to your specific needs. There are also optional packages to choose from when purchasing landlord insurance. If you have a cleaner, gardener or maintenance officer who regularly visit the premises then these factors need to be taken into consideration too.

This type of insurance do not just offer landlord insurance quotes for landlords with residential property portfolios, but is also applicable to landlords with a commercial property portfolio. The commercial policies have the same benefits of the residential policies and there is also the option to tailor the insurance cover to your needs. It doesn’t matter whether you own commercial property that are retail shops, offices or warehousing they can give you a quotation for all your insurance needs.

One of the optional insurance covers is loss of rental income insurance. In the tough economic times we are living at the moment there is no guarantee that a tenant will be able to pay their rent, so what happens when you have a mortgage to cover and the rental payments are not being paid? Take a look today on the AXA business insurance site and get a landlord insurance quote to suit your needs.

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