Insurance

A Few Reasons to Review Your Life Insurance & Consider a New Policy

Insurance
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Are you paying too much for term life insurance?  When was the last time you checked whether you could get a better rate on your term life insurance policy? Term life insurance rates have been dropping in the last 15 years, and continue to do so, as life expectancies rise and interest rates are currently […]

5 Simple Ways To Save Money On Insurance

Insurance
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There are a number of ways to save money on insurance rates. This list grows even more when you consider the specific ways to save on various types of insurance (auto, health, home, life, etc). Today, we will take a look at 5 general ways that you can save money on insurance coverage. 1. Shop […]

Should You Buy Long-Term Care Insurance?

Insurance
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Everyone wants to see their loved ones protected, happy, healthy, and safe.  In our society that frequently calls for adequate insurance coverage, because you never know when something bad might happen. Home, health, auto, life, personal property…the list of possible insurance policies you may have to carry goes on and on. In order to ensure […]

Student Health Insurance Options

Insurance
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The need for proper health insurance doesn’t end when you go away to college. When you move away from home you begin to step away from your comfort zone and may actually take chances you normally wouldn’t. Tragedy can strike anywhere at any time and affect anyone, and now that you’re grown, it’s time to […]

5 Common Misconceptions About Renter’s Insurance

Insurance
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Imagine if you lost all of your personal belongings to a catastrophe such as a burglary, fire, hurricane, or other natural disaster?  Replacing  just what is necessary would put a huge dent in your finances. Even more so, such a loss can be an extremely stressful time in your life. When we suffer a hardship like […]

Do You Need Renters Insurance, or Will Your Landlord Cover You?

Insurance
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What Is Renters Insurance? Renters insuranceis similar to homeowner’s insurance in that it provides coverage in the event of a fire or another catastrophe. Most renter insurance policies also provide personal liability coverage so that you are protected should someone be injured on your property. Renters Insurance Coverage Options & Cost There are two basic […]

4 Things to Consider When Reviewing Your Life Insurance Plan

Insurance

The title of this post makes a very big assumption. It assumes you are actually reviewing your life insurance plans! Life insurance seems to hit the gag reflex for most folks.  It’s just not something desirable they care to review, make plans for or discuss. And yet, it’s one of those necessary evils. Your life […]

Disability Insurance: Insuring the Goose That Lays Golden Eggs

Insurance

Remember reading Aesop’s Fables in school? Aesop wrote popular short stories that always had a  moral to them. One of his stories was about the goose that laid golden eggs! A man and his wife were blessed to have a goose that laid one golden egg each day – unfortunately, they felt they weren’t getting eggs fast enough […]

COBRA Insurance: Premium Subsidy Period Extended!

Insurance

What the COBRA Insurance Extension Means to You The Recovery Act established an employer-provided health insurance continuation subsidy for workers who involuntarily lost their jobs between Sept. 1, 2008, and March 31, 2010. That continuation coverage is known as COBRA Insurance. COBRA stands for Consolidated Omnibus Budget Reconciliation Act, which enacted health benefit provisions in 1986. What Does COBRA […]

10 Money-Saving Tips to Stash $10,000 – Tip #9

Frugality

Tip #9 – Negotiate Your Home and Auto Insurance Welcome to day nine of our roughly 10-day journey, where we are looking at 10 money-saving tips to help save $10,000!   This has been a really fun series of posts and it’s garnered a lot of great comments!  Keep ’em coming everyone! If you missed the […]

5 Common Misconceptions About Life Insurance

Insurance

A few weeks back I tackled this annoying topic by discussing four questions you should ask before you buy life insurance. I was honestly surprised at the popularity of that post – so I decided to tackle the annoying topic AGAIN!  This time to help clear up some common misconceptions that are out there regarding life insurance. We […]