Personal Finance

4 Financial Strategies to Implement Now

Personal Finance
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What you are about to hear is nothing new. Sometimes hearing nothing new is good though.  After all, it takes quite a few times to hear something before it “sticks”. So don’t be so quick to brush this advice off as old news.  I recommend we seriously consider if we are applying these strategies.  If [...]

5 Ways to Get Fit on a Budget

Frugality
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It’s 2012 and you’re still eating donuts?  Put that croissant down and get serious about your fitness goals!  Yes, I did just call you out.  You set a resolution this year and you’re not about to fail, that’s why I’m writing this article! If you tell me money is holding you back, well that’s a bunch of [...]

Getting a Credit Card with a Bad Credit Rating

Credit
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Bad credit can happen to anyone. It does not mean that you are a bad person or that you are irresponsible. There are any number of reasons that you can find yourself with negative marks on your credit. Lenders, however, see bad credit as increased risk. You are far more likely to be rejected for [...]

12 Homemade Valentines Day Gifts

Frugality
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Before you rush to the grocery store to pick up another cheap bunch of flowers (you know who you are) take a look at these homemade Valentines Day gift ideas.  Forget the idea that Valentines Day gifts needed to be expensive?  Whether you’re looking to make a thoughtful gift for your girlfriend/wife or just need [...]

Personal Loans Making a Comeback

Credit
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Following several years of very strict lending, several lenders and banks across the country have begun to open up their wallets and make it simpler for consumers to get approved for unsecured personal loans. According to SmartMoney.com, TD bank has reported a 6% increase in the amount of personal loans issued in 2011 while SunTrust Bank reports a 25% increase! In [...]

3 Excuses People Use To Avoid Couponing

Personal Finance
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I used to be the person that jumped at an excuse for my reasons not to coupon.  “It’s a waste of time.”  “You can find good deals without coupons.”  I’ve said it all. It wasn’t until last year when my wife and I saw how foolish we were being.  We were leaving so much money [...]

Comparing the U.S. Economy to Australia

Credit Cards

Are you under the impression that consumers all over the world generally adhere to the same consumer banking practices? If so, you are way off. And By comparing consumer banking practices in the United States and Australia, you will quickly see that there are some major differences. This does not mean that one country is [...]

3 Resources if You Need a Loan

Personal Finance

I remember hearing a statistic in on the podcast ‘Freakonomics’ that said over half of Americans would have trouble coming up with $2,000 if they needed it in 30 days.  That’s a lot of people who don’t have sufficient savings.  Most financial experts would tell you to have an emergency fund of three to six [...]

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