Credit Cards

Should Your Credit Card Have No Preset Spending Limit?

Credit Cards

When selecting a credit card or a charge card there are myriad options and features to consider. You must compare rates and fees, decide what type of rewards you want (in any), and determine from which issuer and on what network your card will be. The breadth of this process is ever-changing as features, products […]

3 Reasons You Should Cancel Your Credit Cards and Ignore Credit Scores

Credit Cards

Many financial planners and credit score experts recommend that you do not cancel your credit cards because doing so will lower your credit score. While they are technically correct, I am not listening to conventional wisdom. In fact, I am cancelling my credit cards largely because I have always had more credit cards in my […]

3 Powerful Ways to Maximize Your Credit Card Rewards

Credit Cards

If you don’t pay off your credit cards in full each and every month, there’s no point in using them… The credit card rewards and benefits won’t outweigh the finance charges. However, if you’re the type of person that always pays your balances off in full, there’s some serious money to be made through their […]

What is the Best Credit Card For You?

Credit Cards

The best credit card?  Well, it depends of course… Who doesn’t want a travel rewards card that spits out free flights and has a 24 hour concierge? And who doesn’t want a low APR card with no fees and unlimited 0% balance transfers? Unfortunately nothing like this exists. Out of the thousands of credit cards […]

4 Steps to Living Frugally with Excessive Credit Card Debt

Credit Cards

Excessive credit card debt is the bane of credit card users in America. Revolving credit is easy to get, and tough to get out of.   Unfortunately, our credit card debt was well in excess of the average, and we needed credit card help. It came to the point where the minimum was all we could pay […]

Should You File for Credit Card Bankruptcy

Credit Cards

Filing for bankrupcty can sometimesbe the best bet for someone with unpayable credit card balances. A credit card bankruptcy can lower monthly expenses, stop interest from accruing, and give you time to restructure your debt without fear of legal repercussions. The credit card bankruptcy process can give financial relief, but does come at the expense […]

Eliminate Credit Card Debt By Avoiding These 4 Mistakes

Credit

This was an original post I did on credit card mistakes at ChristianPF.com.  I’ve adapted it a little for my site. We all make mistakes, it’s in our nature. Sometimes we make them because we don’t know any better — other times we make them even though we do. Most of us have made pretty big flubs […]

Tips on Credit Card Balance Transfers

Credit Cards

Do Credit Card Balance Transfers Make Sense for You? Do you own several credit cards from different providers? Do these cards have high interest rates and are you carrying loads of debt? If you answered yes then more likely than not you are having a hard time trying to juggle payments and organize a solid payback plan. […]

What Is Your Credit Card Payoff?

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Credit Card Payoff Calculator Have you ever wondered what your credit card payoff would be? In other words, how long will it take at your current rate and payment to payoff credit card debt!? Some of us probably don’t want to know because we don’t want to get depressed. But it’s actually a good idea […]

5 Tips to Pay Off Credit Card Debt

Credit Cards

This economic recession has been a good thing for many people even though it’s been hard to go through.  Many folks are looking for ways to pay off credit card debt, become debt-free and start saving more, which is a great thing. It can be a little overwhelming if you’ve been thinking about developing a […]

Will the New Credit Card Rules Benefit Students?

Credit Cards

The new credit card rules that President Barack Obama came up with are supposed to eradicate many ill effects of credit cards that earlier created nuances in the life of debtors. But the question is whether the new credit card information will be fruitful enough for those who are in college or below 21years old? […]

Credit Card Rewards Duel: Knight Rewards vs Challenger Avoid

Credit Cards

It is an epic battle, one waged since the dawn of time…well not quite that long, but the battle between credit card rewards and credit card debt is one which polarizes people the world over. But today we end it with a duel – en guard! The Strengths of Knight Reward Knight Reward is often accused […]