Credit

Know The Rules of Credit Repair

Credit

Numerous credit repair companions today claim eternal protection from bankruptcies, judgments, liens, and bad loans from credit files. There is even a most suspicious assertion of permanent erasure of bad credit from one’s finances. Be careful of how you decide with credit repair services. If you’re careless, you will be caught in mere sickly sweet promises that ensnare the unknowing naive clients […]

Turned Down: What to Do When You Can’t Get a Loan

Credit

It is frustrating and disappointing when you are turned down for a much-needed personal loan, but you should certainly not give up trying to obtain the financing that you need and instead concentrate on some positive action that you can take to find out the reasons you were refused and how to try and improve […]

How To Increase Your Credit Limit

Credit

If you are signing up for a credit card, you’ll be agreeing to certain terms and conditions. As well as a particular interest rate, decided by your credit rating and the credit card deal, you will be given a credit limit. This is the maximum amount you can spend on your credit card without incurring […]

Use Debt to your Advantage

Credit

Debt is deemed to us as ‘a bad thing.’ However, when we use debt correctly it can be a driving force in getting a home or a new car. Having debt is not all bad, and here are some useful ways we can use debt to our advantage. Debt Management An expert in debt management […]

5 Tips For Rebuilding A Damaged Credit Score

Credit

Are you under the impression that your credit score has been damaged beyond repair? Although you may have made poor money management decisions in the past, you’ll be glad to hear that this does not mean your credit score has to be tarnished forever. Believe it or not, you can begin to rebuild your credit […]

Consolidating Debts With Bad Credit: Can It Be Done?

Credit

(Author’s Bio: Valerie Anne Reyes is an in-house writer from Franklin Debt Relief, a company specializing in programs for people with high credit card debt.) The problem of credit card debt is a common one shared by millions of people. This problem is one that some people have managed to endure without seeing much impact […]

Getting a Credit Card with a Bad Credit Rating

Credit

Bad credit can happen to anyone. It does not mean that you are a bad person or that you are irresponsible. There are any number of reasons that you can find yourself with negative marks on your credit. Lenders, however, see bad credit as increased risk. You are far more likely to be rejected for […]

Personal Loans Making a Comeback

Credit

Following several years of very strict lending, several lenders and banks across the country have begun to open up their wallets and make it simpler for consumers to get approved for unsecured personal loans. According to SmartMoney.com, TD bank has reported a 6% increase in the amount of personal loans issued in 2011 while SunTrust Bank reports a 25% increase! In […]

5 Ways to Fix Bad Credit

Credit

If you have bad credit right now, you probably already know it’s no way to live. These days, bad credit doesn’t just influence your ability to get approved for credit cards and loans.  It also affects your insurance rate, whether you get approved for an apartment lease, and can even prevent you from getting a […]

7 Simple Ways To Increase Your Credit Score

Credit

There are so many scams out there that claim to be able to fix or repair your credit. Many of them will actually charge you an outrageous fee and pretend to wipe all negative information from your credit report. Finding and fixing problems with your credit is easier than it seems.

Eliminate Credit Card Debt By Avoiding These 4 Mistakes

Credit

This was an original post I did on credit card mistakes at ChristianPF.com.  I’ve adapted it a little for my site. We all make mistakes, it’s in our nature. Sometimes we make them because we don’t know any better — other times we make them even though we do. Most of us have made pretty big flubs […]