Credit

What Is Your Credit Card Payoff?

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Credit Card Payoff Calculator Have you ever wondered what your credit card payoff would be? In other words, how long will it take at your current rate and payment to payoff credit card debt!? Some of us probably don’t want to know because we don’t want to get depressed. But it’s actually a good idea […]

What is The Real Cost to Skipping Your Credit Card Payments?

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Times are tough! Income is down, expenses are up and cash flow is tight. It’s very tempting to skip out on a debt payment or a credit card bill to help free up the cash flow a bit, but are you sure you realize the impact that decision will have on your credit score? The Spend […]

How to Set Up a Financial Safety Net

Budgeting

Financial difficulties like recessions, job layoffs or reduced salaries have a way of revealing how important it is to build a financial safety net. Having funds available for emergencies helps weather the inevitable storms of life and can get you through some difficult circumstances without incurring credit card debt. Here are some things to consider when establishing […]

The ABC’s of Credit Scores – 5 Tips to Improve Your Mark

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Fix Your Credit Score By Applying These Tips! With credit playing “hard to get” during this most recent economic downturn and lenders raising their standards for doling out cash, it’s more important than ever to boost your odds of getting a loan with a good credit score.   Here are five tips to help fix your credit score and give you a greater […]

5 Mistakes People Make With Their Credit Cards

Budgeting

Your debt may be costing you more than you realize especially if you are making these 5 mistakes. Paying off your debt is a battle you can win by bypassing these blunders:

6 Steps to Paying Off Your Credit Card Debt

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Thumbnail image for 6 Steps to Paying Off Your Credit Card Debt

Practical Advice to Pay Off Credit Card Debt According to creditcards.com, the average American household credit card debt is surveyed to be at $8,329. Even if you are not one of the average ones you probably know the devastating affects debt can have on you and your family. If you are burdened by credit card […]