Debt

6 Tips for Wise Credit Card Usage

Credit Cards
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With all the credit card debt out there, it seems like it would be helpful to define what appropriate credit card usage is. This begins with a preliminary observation. That is simply this – credit card usage is a choice. Thus, if you’ve proven to yourself that you can’t use them appropriately, then you’re better [...]

10 Credit Card Traps Just Waiting to Trip You Up!

Credit Cards
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A recent article on Yahoo Finance referenced 7 credit card traps to watch out for.  It was a good article outlining a few of the traps out there with credit cards. Personally, I find credit cards to be extremely helpful as a business owner, and in our personal finances, but that comes only after a toilet-cleaning campaign [...]

How You Can Turn Your Credit Card Rewards Program Into Charity Donations

Credit Cards
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We all know there are tons of credit cards on the market which offer extra rewards for certain types of spending, such as gas and groceries. However what you may not know is that a handful of rewards programs give you extra rewards for charity donations, too. Here are the 3 most popular rewards programs [...]

Why Is It So Hard To Pay Off Debt?

Debt
Pay Off Debt

When trying to pay off debt, there are a lot of different obstacles that you must overcome. For some people, they are able to look past every roadblock, and focus on the finish line. For others, these things can cause them to get discouraged and give up, resigning themselves to a lifetime of debt! 4 [...]

The Ins and Outs of Mortgage Refinancing

Home Loans
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The current economic environment is making it a great time to refinance an existing home loan. Interest rates are as low as they have been in a long time, and with good credit borrowers are qualifying for great deals. Refinancing makes a whole lot of sense for anyone stuck with a high interest loan or that [...]

Personal Credit Cards VS Small Business Credit Cards for Starting a Business

Credit Cards
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Starting a business necessarily involves significant amounts of capital spending. The industry, and the product or service the business seeks to provide, may dictate purchasing equipment, factory or office space and hiring employees. Entrepreneurs who want to start a business and work at building it full-time have little choice but to go into debt. The [...]

5 Ways to Fix Bad Credit

Credit
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If you have bad credit right now, you probably already know it’s no way to live. These days, bad credit doesn’t just influence your ability to get approved for credit cards and loans.  It also affects your insurance rate, whether you get approved for an apartment lease, and can even prevent you from getting a [...]

7 Simple Ways To Increase Your Credit Score

Credit
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There are so many scams out there that claim to be able to fix or repair your credit. Many of them will actually charge you an outrageous fee and pretend to wipe all negative information from your credit report. Finding and fixing problems with your credit is easier than it seems.

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