Debt

Should Christians Stay Completely Out of Debt?

Debt
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This is a sticky subject for Christians—or at least a very gray one—and it opens up a host of uncomfortable questions. In a world that runs on credit, how much should a believer take on? Should we go into debt at all? Is it possible for us to borrow money on a continuous basis and […]

Get Out of Debt Before You Retire

Debt
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Saving for retirement is an important process that is best done over the course of several decades. For many of us, however, saving money takes a backseat to paying off debt. Reducing debt is a large part of retirement planning. Throughout your retirement, you may be expecting to have a steady but limited income. It’s […]

Should I Pay Off My Mortgage Early?

Home Loans
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Financial advisers have definite opinions when clients ask the age-old question about repaying the mortgage ahead of schedule. Five short years ago, most advisers would have encouraged every client to pay off mortgage early and live a debt-free lifestyle. Current economic conditions have caused many people to rethink carrying a mortgage in the climate of […]

How To Get Old Debts Under Control

Credit Cards

My friends may make fun of me for being a frugal spender (which is really just my way of saying that I’m cheap), but they always wonder how I was able to control my debt. Because I get this question so often, I decided to put together a step-by-step guide to paying down your debt […]

5 Tips For Rebuilding A Damaged Credit Score

Credit

Are you under the impression that your credit score has been damaged beyond repair? Although you may have made poor money management decisions in the past, you’ll be glad to hear that this does not mean your credit score has to be tarnished forever. Believe it or not, you can begin to rebuild your credit […]

Is Renting to Own Right for You?

Home Loans
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Investing in real estate can be a gamble. That is unless one plans to stay in the home or nearby area for long term. If this is the case, renting to own real estate is a great way for first time buyers to dip their feet into the pool of the American dream. Renting to […]

Consolidating Debts With Bad Credit: Can It Be Done?

Credit

(Author’s Bio: Valerie Anne Reyes is an in-house writer from Franklin Debt Relief, a company specializing in programs for people with high credit card debt.) The problem of credit card debt is a common one shared by millions of people. This problem is one that some people have managed to endure without seeing much impact […]

Getting a Credit Card with a Bad Credit Rating

Credit
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Bad credit can happen to anyone. It does not mean that you are a bad person or that you are irresponsible. There are any number of reasons that you can find yourself with negative marks on your credit. Lenders, however, see bad credit as increased risk. You are far more likely to be rejected for […]

Personal Loans Making a Comeback

Credit
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Following several years of very strict lending, several lenders and banks across the country have begun to open up their wallets and make it simpler for consumers to get approved for unsecured personal loans. According to SmartMoney.com, TD bank has reported a 6% increase in the amount of personal loans issued in 2011 while SunTrust Bank reports a 25% increase! In […]

Comparing the U.S. Economy to Australia

Credit Cards

Are you under the impression that consumers all over the world generally adhere to the same consumer banking practices? If so, you are way off. And By comparing consumer banking practices in the United States and Australia, you will quickly see that there are some major differences. This does not mean that one country is […]

6 Tips for Wise Credit Card Usage

Credit Cards
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With all the credit card debt out there, it seems like it would be helpful to define what appropriate credit card usage is. This begins with a preliminary observation. That is simply this – credit card usage is a choice. Thus, if you’ve proven to yourself that you can’t use them appropriately, then you’re better […]