Saving Money

The Four Biggest Threats to Your Emergency Fund

Emergency Funds

We may think of an emergency fund as being the safest of all savings vehicles that we have. That of course is what an emergency fund is supposed to be – but it isn’t always, at least not in reality. There are certain threats to your emergency fund, that have the potential either to lower [...]

Conference Room Rental Options

Saving Money

Organizations that lack for meeting or conference space need to be able to think on their feet when it becomes critical to find a meeting room soon. In a pinch, the public library might be the answer. There, meeting rooms can be rented for as little as five dollars per hour. The added benefit is [...]

How to Buy General Liability Insurance

Making Money

General liability insurance is often necessary for a small company. This type of insurance coverage assists in protecting the owners and the business assets. A liability insurance policy covers business liabilities that may otherwise be directed at the company owners and employees. General liability insurance says that the company is protected against any third party [...]

Use Coupons to Save Money

Saving Money

Saving money while shopping for clothing, groceries and even home decor can help you reduce the amount you are spending on a daily, monthly or even on an annual basis. If you are interested in saving even more each time you shop and you are seeking new methods of doing so, ensuring you are putting [...]

Are Gym Memberships Worth the Money?

Saving Money

Millions of people belong to gyms and since there’s a cost associated with doing so they’re also an expense that we in the personal finance world sometimes take aim at. After all, if you’re looking to cut costs you have to look at all expenses and especially those that aren’t completely, absolutely, positively necessary, right? [...]

Do Not Fall Victim to a Merchant Account Scam

Making Money

Failing to disclose hidden fees is the most prevalent way credit card processing companies bilk their customers. Generally these fees come directly from the bank that will process the merchant transaction and are passed on by the processing company to the merchant. Any company delivering legitimate merchant services should provide potential customers with contact information [...]

How to Get Air Miles

Frugality
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Consumers have gained interest in getting air mile rewards, but do you know how to get air miles? Even those people who are not fond of flying collect their points to exchange for hotel stays and merchandise.  Many credit card companies give out air miles that accumulate every time owners use their cards for purchasing [...]

Alternatives to Cable TV

Frugality
Thumbnail image for Alternatives to Cable TV

I’ll be getting married in May and the subject of “cost cutting” has been on my mind lately.  I’m starting to realize how expensive marriage is.  Don’t get me wrong, marriage will be great, it’s just that there are tons of new expenses! Now, it’s two cars, two insurance payments, and grocery shopping for two. [...]

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