What You Need to Know About Roth IRA Conversions


By now you’ve all heard of the opportunity for Roth IRA conversions right? Ok, but maybe you are unsure what a Roth IRA conversion is all about. Let’s dispel any myths about this and take a look at exactly what’s going on for this year for Roth IRA conversions. This post will be more of a lesson in what’s […]

5 Things Every Baby Boomer Must Know About Retirement Savings

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According to Wikipedia, Baby Boomers are those who are born between 1946-1964 – meaning they range in age from 46-64 years of age. Retirement is certainly on their minds and they are concerned about how much they need for retirement savings. As baby boomers approach the magical age, there are some pretty important things to […]

Are You Making These 5 Tax-Filing Mistakes?

Personal Finance

Ahh, tax time!  The time in America where everyone gets a little edgy, a little nervous and a little anxious as we patiently await our peril (owing more to Uncle Sam) or our “profit” (a big refund). Accountants are settled in to their cubby holes, people are scrambling to gather all their documents and Uncle […]

3 Reasons Why You Shouldn’t Fall in Love With Your 401k!


There’s no question that 401k’s have become the norm for retirement savings.  More and more companies are putting the responsibility of saving for retirement on the employee and have gotten rid of traditional pension plans. 401k Popularity According to a 2007 Hewitt & Associates survey, 64 percent of plan sponsors said they use a 401k for their […]

7 Milestone Birthdays That Affect Your Retirement


Being unaware of these milestones will cost you money!

7 Things You Don’t Want to Be Caught Dead Without

Estate Planning

No one enjoys talking about their demise, but you can’t avoid the topic of estate planning in personal finance. Being prepared will likely save your loved ones a boat-load of money in taxes as well as a lot of stress. Read this no-nonsense guide to 7 documents you should know about when it comes to end-of-life planning.

What is a Roth IRA?


No doubt most people have heard of a Roth IRA, after all, they’ve been around since 1998.  Although they’ve been available for over 11 years, I’m constantly amazed by how many people are just simply unsure of exactly what they are or what they do. The Basics: What is an IRA? An IRA is simply […]