Budgeting

Five Harmful Money Mindsets that Keeps Giving You Financial Management Problems

Budgeting

Having the right mindset about money and finances is very important for a sound personal financial management. Negative and harmful psychology about the way you handle your money can keep you in financial woes. For successful money management, you need to get rid of these harmful thoughts. Some harmful money mindsets have already been embedded […]

Saving Money Without Sacrifice

Personal Finance

We all want to save money, but we don’t want to give up the things we love. In this article, we will show you some ways you can painlessly save money. In most cases, we aren’t asking you to sacrifice much, but instead to use smart planning to focus on buying what you actually want […]

How To Make Money With Your Savings

Investing

There are many ways that people can make money with their savings. The easiest way is to leave the money in a bank savings account, although it will earn a tiny amount. A way to earn slightly more while keeping your savings safely in the bank is getting certificates of deposit. At the end of […]

How to Stay Within Your Christmas Budget

Budgeting
Thumbnail image for How to Stay Within Your Christmas Budget

  Yes, I know that it’s already the middle of December! However, my experience tells me that most of you have not done your Christmas shopping as of yet. That means that you still have time to ensure that you do not damage your finances during the holiday season. Here are a few tips to […]

Are Humans Programmed to Fail Financially?

Personal Finance

Technology is changing the world and personal finance at an unbelievable rate. Remember when tracking your spending involved pen and paper, now we have website that does it automatically. It is to the point where we don’t have to do anything, but continue spending as we normally do. But even with all this technology many […]

If You Want to Get Ahead, Stop Taking This Path!

Budgeting

What’s the difference between those who get ahead financially and those who don’t? One avoids this path and the other doesn’t.

5 Mistakes People Make With Their Credit Cards

Budgeting

Your debt may be costing you more than you realize especially if you are making these 5 mistakes. Paying off your debt is a battle you can win by bypassing these blunders:

How to Make a Budget

Budgeting

Few things can make people’s skin crawl like the idea of creating budgets. If you are unsure where your money goes each month or wonder why you never seem to get ahead, a budget might be a good tool for you. Budgets conjur up feelings of kissing your freedom and your fun goodbye, and some people […]