credit card

Are Points Pointless or Valuable? Credit Card Incentives Unmasked

Credit Cards

When it comes to credit cards, scoring points is the name of the game. You don’t score points if you don’t spend money. And, sometimes, the points can be at least as valuable as what you happen to be charging to the card. Here’s how point work, and how to decide whether or not the points […]

Use Debt to your Advantage

Credit

Debt is deemed to us as ‘a bad thing.’ However, when we use debt correctly it can be a driving force in getting a home or a new car. Having debt is not all bad, and here are some useful ways we can use debt to our advantage. Debt Management An expert in debt management […]

5 Tips For Rebuilding A Damaged Credit Score

Credit

Are you under the impression that your credit score has been damaged beyond repair? Although you may have made poor money management decisions in the past, you’ll be glad to hear that this does not mean your credit score has to be tarnished forever. Believe it or not, you can begin to rebuild your credit […]

Identity Theft Protection: What You Should Do

Personal Finance
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Identity theft is when someone uses your personally identifiable information (like Social Security number, financial account numbers, credit card numbers, etc.) to commit crimes or fraud. Identity theft is a growing crime these days, and it’s important to know about identity theft protection so you can guard against unwanted compromises with your financial information. Below […]

10 Credit Card Traps Just Waiting to Trip You Up!

Credit Cards
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A recent article on Yahoo Finance referenced 7 credit card traps to watch out for.  It was a good article outlining a few of the traps out there with credit cards. Personally, I find credit cards to be extremely helpful as a business owner, and in our personal finances, but that comes only after a toilet-cleaning campaign […]

Your Guide to Personal Wealth, Happiness & Debt

Personal Finance
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You don’t have to be a millionaire to be happy with your finances. Being content with your personal wealth is as much about being in control of your money as the actual amount you have in your account: having a comfortable, well-managed budget, spending wisely, and keeping on top of any debts you may have. […]

How You Can Turn Your Credit Card Rewards Program Into Charity Donations

Credit Cards
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We all know there are tons of credit cards on the market which offer extra rewards for certain types of spending, such as gas and groceries. However what you may not know is that a handful of rewards programs give you extra rewards for charity donations, too. Here are the 3 most popular rewards programs […]

5 Money Myths About Investing And Money

Personal Finance
Money Myths

In our last article, we talked about 5 money myths about housing and taxes. That was based on an article posted by Investopedia, which discussed various money myths that can end up being costly. Today, we will talk about misconceptions surrounding investing and money. 5 Money Myths About Investing And Money I Don’t Have Enough […]

Why Is It So Hard To Pay Off Debt?

Debt
Pay Off Debt

When trying to pay off debt, there are a lot of different obstacles that you must overcome. For some people, they are able to look past every roadblock, and focus on the finish line. For others, these things can cause them to get discouraged and give up, resigning themselves to a lifetime of debt! 4 […]

Personal Credit Cards VS Small Business Credit Cards for Starting a Business

Credit Cards
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Starting a business necessarily involves significant amounts of capital spending. The industry, and the product or service the business seeks to provide, may dictate purchasing equipment, factory or office space and hiring employees. Entrepreneurs who want to start a business and work at building it full-time have little choice but to go into debt. The […]

7 Simple Ways To Increase Your Credit Score

Credit
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There are so many scams out there that claim to be able to fix or repair your credit. Many of them will actually charge you an outrageous fee and pretend to wipe all negative information from your credit report. Finding and fixing problems with your credit is easier than it seems.

Getting Dirty to Destroy Your Debt – One Toilet at a Time!

Debt
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It was already hot and sunny. Even though it was only 9 a.m., August summer mornings in the Chicagoland area can be quite muggy! After breakfast with a buddy, I headed to the campus. I was excited for my first day of college. I walked into the student center, and the halls were buzzing with excitement. Tables were lined up […]