Credit

Identity Theft Protection: What You Should Do

Personal Finance
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Identity theft is when someone uses your personally identifiable information (like Social Security number, financial account numbers, credit card numbers, etc.) to commit crimes or fraud. Identity theft is a growing crime these days, and it’s important to know about identity theft protection so you can guard against unwanted compromises with your financial information. Below [...]

How to Win the Fight Against Your Own Worst Enemy

Personal Finance
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Ever feel like you are your own worst enemy! I confess I do. In college I definitely was! In fact, a free t-shirt is all it took. It was as if the smiling face on the other side of the table assured me that a credit card would be the first step toward freedom for an [...]

10 Credit Card Traps Just Waiting to Trip You Up!

Credit Cards
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A recent article on Yahoo Finance referenced 7 credit card traps to watch out for.  It was a good article outlining a few of the traps out there with credit cards. Personally, I find credit cards to be extremely helpful as a business owner, and in our personal finances, but that comes only after a toilet-cleaning campaign [...]

Your Guide to Personal Wealth, Happiness & Debt

Personal Finance
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You don’t have to be a millionaire to be happy with your finances. Being content with your personal wealth is as much about being in control of your money as the actual amount you have in your account: having a comfortable, well-managed budget, spending wisely, and keeping on top of any debts you may have. [...]

5 Money Myths About Investing And Money

Personal Finance
Money Myths

In our last article, we talked about 5 money myths about housing and taxes. That was based on an article posted by Investopedia, which discussed various money myths that can end up being costly. Today, we will talk about misconceptions surrounding investing and money. 5 Money Myths About Investing And Money I Don’t Have Enough [...]

Why Is It So Hard To Pay Off Debt?

Debt
Pay Off Debt

When trying to pay off debt, there are a lot of different obstacles that you must overcome. For some people, they are able to look past every roadblock, and focus on the finish line. For others, these things can cause them to get discouraged and give up, resigning themselves to a lifetime of debt! 4 [...]

Personal Credit Cards VS Small Business Credit Cards for Starting a Business

Credit Cards
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Starting a business necessarily involves significant amounts of capital spending. The industry, and the product or service the business seeks to provide, may dictate purchasing equipment, factory or office space and hiring employees. Entrepreneurs who want to start a business and work at building it full-time have little choice but to go into debt. The [...]

5 Ways to Fix Bad Credit

Credit
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If you have bad credit right now, you probably already know it’s no way to live. These days, bad credit doesn’t just influence your ability to get approved for credit cards and loans.  It also affects your insurance rate, whether you get approved for an apartment lease, and can even prevent you from getting a [...]