Debt

How to Win the Fight Against Your Own Worst Enemy

Personal Finance
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Ever feel like you are your own worst enemy! I confess I do. In college I definitely was! In fact, a free t-shirt is all it took. It was as if the smiling face on the other side of the table assured me that a credit card would be the first step toward freedom for an [...]

Your Guide to Personal Wealth, Happiness & Debt

Personal Finance
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You don’t have to be a millionaire to be happy with your finances. Being content with your personal wealth is as much about being in control of your money as the actual amount you have in your account: having a comfortable, well-managed budget, spending wisely, and keeping on top of any debts you may have. [...]

Why Is It So Hard To Pay Off Debt?

Debt
Pay Off Debt

When trying to pay off debt, there are a lot of different obstacles that you must overcome. For some people, they are able to look past every roadblock, and focus on the finish line. For others, these things can cause them to get discouraged and give up, resigning themselves to a lifetime of debt! 4 [...]

Personal Credit Cards VS Small Business Credit Cards for Starting a Business

Credit Cards
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Starting a business necessarily involves significant amounts of capital spending. The industry, and the product or service the business seeks to provide, may dictate purchasing equipment, factory or office space and hiring employees. Entrepreneurs who want to start a business and work at building it full-time have little choice but to go into debt. The [...]

How Do You Define The Middle Class?

Personal Finance
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When I was growing up, people talked about three main economics groups within society. There were the rich (upper class), the poor (lower class), and everybody in between (middle class). Investopedia recently posted an article looking at 6 signs that you’ve made it to middle class. As I looked at some of the signs on [...]

5 Things You Should Consider For Your 2011 Payroll Tax Savings

Personal Finance
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As we are probably all aware, the federal government passed the tax cut extension at the end of last year.  Part of that extension was the payroll tax break that provides a 2% payroll tax cut for employees, which would result in tax relief of an estimated $120 billion for workers. This means we get more in [...]

This Week in Personal Finance – March 12, 2010

Personal Finance

What a week!  We finished up our 10-day journey where we looked at 10 money-saving tips to help us stash $10,000! Through each of those tips we freed up between $275 per month on the low side all the way up to $950 per month on the high side if you were able to maximize [...]

This Week in Personal Finance – February 12, 2010

Personal Finance

It’s been a great week!  My first post as a writer went up on Christian PF (see link below).  I’m excited about the opportunity to write for a great site like that. The markets have been a little crazy this week and there still a lot of talk about our national debt.  The best thing [...]

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