Debt

How to Win the Fight Against Your Own Worst Enemy

Personal Finance
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Ever feel like you are your own worst enemy! I confess I do. In college I definitely was! In fact, a free t-shirt is all it took. It was as if the smiling face on the other side of the table assured me that a credit card would be the first step toward freedom for an […]

Your Guide to Personal Wealth, Happiness & Debt

Personal Finance
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You don’t have to be a millionaire to be happy with your finances. Being content with your personal wealth is as much about being in control of your money as the actual amount you have in your account: having a comfortable, well-managed budget, spending wisely, and keeping on top of any debts you may have. […]

Why Is It So Hard To Pay Off Debt?

Debt
Pay Off Debt

When trying to pay off debt, there are a lot of different obstacles that you must overcome. For some people, they are able to look past every roadblock, and focus on the finish line. For others, these things can cause them to get discouraged and give up, resigning themselves to a lifetime of debt! 4 […]

Personal Credit Cards VS Small Business Credit Cards for Starting a Business

Credit Cards
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Starting a business necessarily involves significant amounts of capital spending. The industry, and the product or service the business seeks to provide, may dictate purchasing equipment, factory or office space and hiring employees. Entrepreneurs who want to start a business and work at building it full-time have little choice but to go into debt. The […]

5 Things You Should Consider For Your 2011 Payroll Tax Savings

Personal Finance
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As we are probably all aware, the federal government passed the tax cut extension at the end of last year. Part of that extension was the payroll tax break that provides a 2% payroll tax cut for employees, which would result in tax relief of an estimated $120 billion for workers. This means we get more in […]

Getting Dirty to Destroy Your Debt – One Toilet at a Time!

Debt
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It was already hot and sunny. Even though it was only 9 a.m., August summer mornings in the Chicagoland area can be quite muggy! After breakfast with a buddy, I headed to the campus. I was excited for my first day of college. I walked into the student center, and the halls were buzzing with excitement. Tables were lined up […]

Best of Money Carnival #73 – Cigar Guy is Everywhere Edition

Miscellaneous
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Over the last couple weeks, Rupesh Shangadia has become an international sensation! You might recognize him by his other name – Cigar Guy. Cigar Guy is the man that took the spotlight off one of the most amazing photos taken of a Tiger Woods duff shot. If you missed the original photo, check it out here.  […]

4 Steps to Living Frugally with Excessive Credit Card Debt

Credit Cards

Excessive credit card debt is the bane of credit card users in America. Revolving credit is easy to get, and tough to get out of.   Unfortunately, our credit card debt was well in excess of the average, and we needed credit card help. It came to the point where the minimum was all we could pay […]

Eliminate Credit Card Debt By Avoiding These 4 Mistakes

Credit

This was an original post I did on credit card mistakes at ChristianPF.com.  I’ve adapted it a little for my site. We all make mistakes, it’s in our nature. Sometimes we make them because we don’t know any better — other times we make them even though we do. Most of us have made pretty big flubs […]

5 Tips For Dealing With Your Medical Debt

Debt

This was a post I did for ChristianPF several months ago regarding assistance with medical debt. Doesn’t it seem like a check-up and a physical will have your wallet screaming for mercy these days? It doesn’t require major surgery to rack up a pile of medical debt. At some point, some of us might even deal with a major […]

This Week in Personal Finance – March 12, 2010

Personal Finance

What a week!  We finished up our 10-day journey where we looked at 10 money-saving tips to help us stash $10,000! Through each of those tips we freed up between $275 per month on the low side all the way up to $950 per month on the high side if you were able to maximize […]

This Week in Personal Finance – February 12, 2010

Personal Finance

It’s been a great week!  My first post as a writer went up on Christian PF (see link below).  I’m excited about the opportunity to write for a great site like that. The markets have been a little crazy this week and there still a lot of talk about our national debt.  The best thing […]