Finance

Does Buying Homeowner’s Insurance Mean You Don’t Trust God?

Insurance
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When you move into your own place, you move all your worldly goods and, most precious to your heart, your family into it. Do you want to protect it? Of course you do. Home insurance comparison sites profess that home insurance is absolutely essential, but just how essential is it? In the modern world, we’re [...]

6 Tips for Wise Credit Card Usage

Credit Cards
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With all the credit card debt out there, it seems like it would be helpful to define what appropriate credit card usage is. This begins with a preliminary observation. That is simply this – credit card usage is a choice. Thus, if you’ve proven to yourself that you can’t use them appropriately, then you’re better [...]

Identity Theft Protection: What You Should Do

Personal Finance
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Identity theft is when someone uses your personally identifiable information (like Social Security number, financial account numbers, credit card numbers, etc.) to commit crimes or fraud. Identity theft is a growing crime these days, and it’s important to know about identity theft protection so you can guard against unwanted compromises with your financial information. Below [...]

8 Simple Ways to Make Money With Your Car

Personal Finance
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Did you know a simple way to make money might be sitting right in your driveway? That’s right! Your vehicle can be a simple way to make money when you are feeling a bit strapped. Not only will these jobs assist in paying monthly car expenses, including insurance, but your car can also help make additional [...]

Is Social Security Income?

Retirement
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Here’s a question about Social Security that I came across not too long ago: I’m in my 60′s and am receiving Social Security every month.  How much, if any, can I still contribute to my Roth IRA? In other words, the question is  – Is Social Security income?  Or more specifically, is it earned income.  [...]

Your Guide to Personal Wealth, Happiness & Debt

Personal Finance
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You don’t have to be a millionaire to be happy with your finances. Being content with your personal wealth is as much about being in control of your money as the actual amount you have in your account: having a comfortable, well-managed budget, spending wisely, and keeping on top of any debts you may have. [...]

5 Money Myths About Investing And Money

Personal Finance
Money Myths

In our last article, we talked about 5 money myths about housing and taxes. That was based on an article posted by Investopedia, which discussed various money myths that can end up being costly. Today, we will talk about misconceptions surrounding investing and money. 5 Money Myths About Investing And Money I Don’t Have Enough [...]

What is Diversification

Investing
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What is diversification? Merriam Webster defines it as giving variety to something. Variety is good.  It’s good in life, in business, and particularly with our savings. The idea of diversifying has been around a long time. With today’s market volatility, it’s increasingly important to answer the question – what is diversification – through the use [...]