Life Insurance

Choosing the Right Life Insurance Policy

Insurance

Life insurance is essential if you want to ensure your family’s future is protected, but how do you know which policy is right for you? Few people are aware of just how many types of life insurance cover exist or which one is best for them. Unfortunately, this means people end up paying too much […]

Are Life Insurance Proceeds Always Tax Free?

Insurance

Life insurance can be a great idea for when you want to make sure your family will be protected in the case of accidental or untimely death. However, it is important to be aware of whether or not your loved ones will be penalized tax-wise when accepting the proceeds of your insurance benefits. Most life […]

Facts And Facets About Whole Life Insurance

Insurance

Whole life insurance covers the whole life of the policy holder. There is no fixed date for the last premium. When the policy holder dies the total value of the policy which is called as death benefit, is handed over to the person or persons named in the whole life insurance policy. Whole life insurance […]

Why Insurance Is a Necessary Part of Your Financial Security Plan

Insurance
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Many people think of financial security as having a lot of money. This isn’t necessarily true. As is the case with devastating health conditions, money in the bank can go quickly when expenses get out of hand. Or consider the case of trying to save money by buying cheaper insurance than one may need.  When extensive damage […]

A Few Reasons to Review Your Life Insurance & Consider a New Policy

Insurance
Thumbnail image for A Few Reasons to Review Your Life Insurance & Consider a New Policy

Are you paying too much for term life insurance?  When was the last time you checked whether you could get a better rate on your term life insurance policy? Term life insurance rates have been dropping in the last 15 years, and continue to do so, as life expectancies rise and interest rates are currently […]

4 Things to Consider When Reviewing Your Life Insurance Plan

Insurance

The title of this post makes a very big assumption. It assumes you are actually reviewing your life insurance plans! Life insurance seems to hit the gag reflex for most folks.  It’s just not something desirable they care to review, make plans for or discuss. And yet, it’s one of those necessary evils. Your life […]

Christian Finance – A Blueprint For Getting Your Financial House in Order

Personal Finance

This was an original post I did over at ChristianPF – you can check it out in its entirety there. My wife and I recently built a new home and moved in a few months ago.  It feels good to be done with the process! There are some good financial lessons to be learned from building […]

5 Common Misconceptions About Life Insurance

Insurance

A few weeks back I tackled this annoying topic by discussing four questions you should ask before you buy life insurance. I was honestly surprised at the popularity of that post – so I decided to tackle the annoying topic AGAIN!  This time to help clear up some common misconceptions that are out there regarding life insurance. We […]

4 Questions to Ask Before You Buy Life Insurance

Insurance

Oh great – a post about life insurance – doesn’t he know I’m not interested in reading about life insurance? Is there anything people hate thinking about, talking about and paying for more than life insurance? A necessary evil if you will. It just feels like a waste – I mean what benefit do you receive from having […]

Should You Buy Accidental Death Insurance?

Insurance

Wouldn’t you agree that it seems like everyone is offering some sort of Accidental Death insurance these days? Examples of coverage from an Unum AD&D policy Unum offers $250,000 in coverage for $10 a month. It defines “accidental death” as “the loss of life caused solely by external, violent, and accidental means and not contributed […]