Financing Foundations: What Type of Mortgage Loan is Right for You?


Fixed, variable, interest-only. What type of loan should you get? There are so many choices out there in the marketplace. Fortunately, you don’t have to go it alone. Most lenders will tell you exactly what they sell, but it’s the real estate agent that is probably going to be your best friend when it comes […]

Turned Down: What to Do When You Can’t Get a Loan


It is frustrating and disappointing when you are turned down for a much-needed personal loan, but you should certainly not give up trying to obtain the financing that you need and instead concentrate on some positive action that you can take to find out the reasons you were refused and how to try and improve […]

How Much Student Loan Debt To Take On


Ideally, none, but let’s be serious. In 2012 and beyond, just about everyone will have student debt…it’s only a matter of how much. Half of all graduating students now have student debt, according to the College Board. Your total student debt should not surpass what you expect to earn your first year out of college. […]

The Essential Guide for First Time Home Buyer Loans

Home Loans

Questions for First Time Home Buyers Don’t put one of the biggest financial decisions of your life at jeopardy by getting the wrong advice when finding a first time home buyer loan. For many first home buyers, this can waste both time and money as they end up choosing the wrong loan for their hard earned […]

Should You Loan Money to Friends or Family?

True Wealth

It’s always a tough position to be in. Someone you love is asking for financial help, but should you really loan money to your friends or family?