Personal Finance

Identity Theft Protection: What You Should Do

Personal Finance
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Identity theft is when someone uses your personally identifiable information (like Social Security number, financial account numbers, credit card numbers, etc.) to commit crimes or fraud. Identity theft is a growing crime these days, and it’s important to know about identity theft protection so you can guard against unwanted compromises with your financial information. Below [...]

How to Win the Fight Against Your Own Worst Enemy

Personal Finance
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Ever feel like you are your own worst enemy! I confess I do. In college I definitely was! In fact, a free t-shirt is all it took. It was as if the smiling face on the other side of the table assured me that a credit card would be the first step toward freedom for an [...]

5 Money Myths About Investing And Money

Personal Finance
Money Myths

In our last article, we talked about 5 money myths about housing and taxes. That was based on an article posted by Investopedia, which discussed various money myths that can end up being costly. Today, we will talk about misconceptions surrounding investing and money. 5 Money Myths About Investing And Money I Don’t Have Enough [...]

Why A Lack Of Communication Is Detrimental To Marriage And Retirement Planning

Retirement Planning
Marriage And Retirement

When we think about saving up for our golden years, we often consider 401k contribution limits, Roth IRA tax benefits, and withdrawal rates. However, one major component of planning for one’s future is usually missing; most people fail to consider both marriage and retirement when thinking ahead. Marriage And Retirement Planning: The Need For Communication [...]

Personal Credit Cards VS Small Business Credit Cards for Starting a Business

Credit Cards
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Starting a business necessarily involves significant amounts of capital spending. The industry, and the product or service the business seeks to provide, may dictate purchasing equipment, factory or office space and hiring employees. Entrepreneurs who want to start a business and work at building it full-time have little choice but to go into debt. The [...]

7 Simple Ways To Increase Your Credit Score

Credit
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There are so many scams out there that claim to be able to fix or repair your credit. Many of them will actually charge you an outrageous fee and pretend to wipe all negative information from your credit report. Finding and fixing problems with your credit is easier than it seems.

How to Gain Your Financial Freedom

Making Money
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When trying to attain financial freedom, we are usually advised to closely examine our budget and find ways to cut expenses. This is great advice, considering that the average American has serious holes in their household finances. Unfortunately, most of the common advice stops right there, ignoring the option to make extra money and increase [...]