Saving Money

Will Saving 10% of Your Income Be Enough to Retire?

Retirement

As human beings we like numbers, especially round ones. If I want to plan for retirement, don’t give me a lot of charts and graphs, just give me a percentage that I need to save. A common percentage is 10%. It’s simple. It seems doable. And if you’re a Christian, it matches the tithe, so […]

Saving Tips When Saving For A Mortgage

Estate Planning

Purchasing a home is one of the largest milestones that many could make in their life. Having the money for down payment, closing costs and other incidentals can seem daunting when looking at the total amount of money. With a few tips and tricks, saving for a home purchase can be done. With patience and […]

5 Reasons Why Leasing a Car Makes Sense

Personal Finance

Leasing a vehicle allows you to temporarily drive a car without actually owning the vehicle. You make payments to borrow the car; and you return the car to the company after the period is complete. Leasing terms are usually shorter than five years, and the monthly payment amount is lower than a car loan. Your […]

How To Make Money With Your Savings

Investing

There are many ways that people can make money with their savings. The easiest way is to leave the money in a bank savings account, although it will earn a tiny amount. A way to earn slightly more while keeping your savings safely in the bank is getting certificates of deposit. At the end of […]

Best Ways to Save Money on your Mobile Phone Bill

Personal Finance

How much money is your phone costing you? No, really, how much? Many of us simply have it on a direct debit so we never truly appreciate the impact it’s having on our bank balance. So it’s time to get real and get in control of your mobile bill. Are you using what you pay […]

Save on Entertainment Costs and Play Free Online Games

Investing

Taking care of your cash and not getting into debt is an important topic these days and with a little thought and organisation you can arrange your budget to ensure you do not fall into the debt trap. We understand the necessity of saving for a rainy day and not incurring debt and would suggest […]

3 Powerful Things John Wesley Teaches Us About Money

True Wealth
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John Wesley was an 18th century English preacher who focused on the justification by faith as well as social issues like prison reform and slavery abolition.  He began small groups of believers throughout England that focused not only on gaining scriptural knowledge, but also personal holiness and discipleship. He and his brother Charles were instrumental in […]

How to Become a Millionaire in 2 Simple Steps

Personal Finance
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There seems to be a lot of talk about becoming a millionaire. It’s kind of that magic number people always dream of reaching one day. I think it’s a great goal to have so long as you don’t hoard, aren’t greedy, and you give generously. I read a good article on MarketWatch the other day […]

How Young Professionals Working Abroad Can Live Frugally

Personal Finance
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Usually, working abroad in foreign countries brings great rewards for both your career and your finances. However, extravagant, extraneous spending can nullify the financial gains stemming from earning an expatriate salary. Furthermore, due to the worldwide recession, salaries for working abroad are declining. More companies are starting to structure compensation packages to resemble the pay rates […]

5 Simple Ways To Save Money On Insurance

Insurance
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There are a number of ways to save money on insurance rates. This list grows even more when you consider the specific ways to save on various types of insurance (auto, health, home, life, etc). Today, we will take a look at 5 general ways that you can save money on insurance coverage. 1. Shop […]

Why We Should Abolish The Penny And Save Billions

Personal Finance
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When I was a kid, I always wondered why we needed pennies. They are not as nice looking at the other coins, they usually get dirty quickly, and they fool you into thinking you have a dime when you feel them in your pocket! But now that I am an adult, I have a new […]

4 Ways to Trick Yourself Into Saving Money

Saving Money
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Most of us know that saving money is, ultimately, a good thing. When the economy began to tank, we heard much about our low (and sometimes negative) savings rate. Even with all of the discussions and warnings about saving money, it can be extremely difficult to put it into practice. Well, here are four easy […]