School Loans

Student Loan Forgiveness… Is it Real?

Personal Finance

Student Loan Forgiveness..Is it Real? You may have student loans you must repay after borrowing money to get through college. The thought of that debt can be a bit scary! Many students start looking into student loan forgiveness. While there are programs out there offered, it can be very difficult to qualify for them. The […]

How to Go to College Without Using Student Loans

School Loans
Thumbnail image for How to Go to College Without Using Student Loans

Student loan debt is at record levels and promising to go even higher. The sad fact is that the typical middle class family can no longer afford the six figure price tag of a college education on a five figure income. Student loans are being taken to fill the gap. The average student debt load […]

What is a 529 College Savings Plan?

College Savings

So you’ve probably heard of the 529 College Savings Plan, but what exactly is it and how does it work? That’s what we want to answer today.  Surprisingly, 529 College Savings Plans have been available since 1996 with the Small Business Job Protection Act. The 529 plans were then refined in 1997, 2001 and again in […]

Should You Refinance Your Student Loan Debt?

Debt

As of July 1, 2009, variable rate Stafford and PLUS loans have been reduced to the lowest rates in history! There is no better time than right now for student loan debt consolidation! Here are some tips to consider if you want to consolidate school debt and are thinking about refinancing your student loans: Student Loan […]