Retirement Planning

Planning for Your Retirement: It’s Never Too Late

Retirement Planning

Retirement? How can you think about retirement when you’re having trouble paying your mortgage and you’re about 30 days from the curb? Your job is a little shaky right now too. On top of that, you just had to drain your savings for an emergency. Fortunately, even if you’re having a boatload of financial problems, […]

First Steps To Investing In Gold

Estate Planning

Whether you are new to precious metals investing or you already have invested in gold, silver, platinum or palladium, a review of basic tips can’t hurt to ensure you are making the right move for your financial goals and future. We put together this simple guide to help you through the first steps of investing […]

Four Unexpected Challenges of Early Retirement

Retirement Planning

Thousands of people are hoping and preparing to be able to retire early in life. How early is early? I suppose it could be any time prior to age 65, but the range runs the gamut. 50 is a very popular target age, and there are plans and strategies to get you out of the […]

Why You Shouldn’t Hold Company Stock in Your 401(k)

Retirement Planning

Holding your company’s stock in your 401(k) plan seems to be a natural fit on the surface. Many people do hold company stock in their retirement plans, if only because the employer match may be provided by the stock. If you’re contributing say 6% of your annual income to your 401(k) plan, and your employer […]

Retirement Planning Mistakes to Avoid

Retirement Planning

When it comes to retirement planning, everyone focuses mostly on building up the largest retirement savings nest egg they can. But there’s more to preparing for retirement than just building up a large retirement portfolio. Just as important is avoiding common mistakes that can sabotage the best intended retirement savings plan. Here are just a […]

Should You Use Retirement Savings to Pay Off Debt?


Are there times when you should consider using some of your retirement savings to pay off your debt? Liquidating retirement assets should never be taken lightly, but I do think there are times when doing so is the right course. Here are a few. Survival vs. Retirement If your survival is at stake, this is […]

Confused by Your Retirement Plan? You’re Not Alone

Thumbnail image for Confused by Your Retirement Plan? You’re Not Alone

Retirement plans are confusing the world over! Recent research shows that the British public are confused by them too, confirming the idea that wherever you live, pensions are difficult. However, this is no reason for apathy! Find out all you can and start your retirement plan as soon as possible to ensure a comfortable future. […]

Retiring Rich Retiring Successful


Retiring should be a relaxing time when we say goodbye to the 9-5 and enjoy the fruits of our labour. Planning ahead, saving early, and deciding what kind of legacy you wish to have are all easy ways to enjoy your retirement with success. Keep your mind and body active once you finish regular work […]

Preparing For A Dual Retirement


Good Morning Redeeming Riches Readers. My name is Kristina and I am the daily blogger at DINKS Finance.  Today Redeeming Riches and DINKS Finance have decided to exchange blog posts; I hope you enjoy reading as I share my financial expertise with all of you. DINKS Finance is a personal finance blog for couples by […]

Why A Lack Of Communication Is Detrimental To Marriage And Retirement Planning

Retirement Planning
Marriage And Retirement

When we think about saving up for our golden years, we often consider 401k contribution limits, Roth IRA tax benefits, and withdrawal rates. However, one major component of planning for one’s future is usually missing; most people fail to consider both marriage and retirement when thinking ahead. Marriage And Retirement Planning: The Need For Communication […]

4 Benefits of Using a Retirement Calculator

Personal Finance

If you have not already started planning for your retirement you should start today. While everyone looks forward to their golden years a lot of people are afraid of retirement or have no idea what kind of retirement savings it will take to make for an enjoyable retirement. One of the great tools available to […]