Credit Cards

Comparing the U.S. Economy to Australia

Credit Cards

Are you under the impression that consumers all over the world generally adhere to the same consumer banking practices? If so, you are way off. And By comparing consumer banking practices in the United States and Australia, you will quickly see that there are some major differences. This does not mean that one country is [...]

6 Tips for Wise Credit Card Usage

Credit Cards
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With all the credit card debt out there, it seems like it would be helpful to define what appropriate credit card usage is. This begins with a preliminary observation. That is simply this – credit card usage is a choice. Thus, if you’ve proven to yourself that you can’t use them appropriately, then you’re better [...]

10 Credit Card Traps Just Waiting to Trip You Up!

Credit Cards
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A recent article on Yahoo Finance referenced 7 credit card traps to watch out for.  It was a good article outlining a few of the traps out there with credit cards. Personally, I find credit cards to be extremely helpful as a business owner, and in our personal finances, but that comes only after a toilet-cleaning campaign [...]

How You Can Turn Your Credit Card Rewards Program Into Charity Donations

Credit Cards
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We all know there are tons of credit cards on the market which offer extra rewards for certain types of spending, such as gas and groceries. However what you may not know is that a handful of rewards programs give you extra rewards for charity donations, too. Here are the 3 most popular rewards programs [...]

Personal Credit Cards VS Small Business Credit Cards for Starting a Business

Credit Cards
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Starting a business necessarily involves significant amounts of capital spending. The industry, and the product or service the business seeks to provide, may dictate purchasing equipment, factory or office space and hiring employees. Entrepreneurs who want to start a business and work at building it full-time have little choice but to go into debt. The [...]

Should Your Credit Card Have No Preset Spending Limit?

Credit Cards
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When selecting a credit card or a charge card there are myriad options and features to consider. You must compare rates and fees, decide what type of rewards you want (in any), and determine from which issuer and on what network your card will be. The breadth of this process is ever-changing as features, products [...]

3 Reasons You Should Cancel Your Credit Cards and Ignore Credit Scores

Credit Cards
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Many financial planners and credit score experts recommend that you do not cancel your credit cards because doing so will lower your credit score. While they are technically correct, I am not listening to conventional wisdom. In fact, I am cancelling my credit cards largely because I have always had more credit cards in my [...]

3 Powerful Ways to Maximize Your Credit Card Rewards

Credit Cards
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If you don’t pay off your credit cards in full each and every month, there’s no point in using them… The credit card rewards and benefits won’t outweigh the finance charges. However, if you’re the type of person that always pays your balances off in full, there’s some serious money to be made through their [...]

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